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Women across all states and UTs have started receiving ₹500 remittance in their Jan Dhan Accounts under Pradhan Mantri Jan Dhan Yojna. As per reports Central Government has started crediting through Direct Benefit Transfer (DBT) in Jan Dhan Accounts of women and also facilitating Gas Cylinders under the Yojana as recently announced by Modi Government amid lockdown. To help poor, daily wage workers, MNREGA workers and all other women come under Pradhan Mantri Jan Dhan Yojna have been credited Rupees 500/- directly in their accounts. You can check eligibility of the scheme under which women ase receiving 500/- per month in their accounts.
Government has announced to credit remittance amount of Rs 500/- in all women accounts via DBT and this has been initiated from first week of April. Knowing the eligibility of Jan Dhan Accounts remittance amount transfer here the detailed requisites & eligibility details are laid down.
Under Pradhan Mantri Jan Dhan Yojana (PMJDY), Central Government has decided to credit 500/- per month in Women’ Jan Dhan accounts, opened in 2014, in first term of Modi Government. Government will credit Rupees 500/- in Women’ account for three consecutive months as pandemic has hit the nation and lockdown is called in by Govt.
Pradhan Mantri Garib Kalyan Yojana is a financial addition program of Government of India open to Indian citizen, that aims to expand and make affordable access to financial services such as bank accounts, remittances, credit, insurance and pensions.
Recently Finance Minister Nirmala Sitharaman announced that women Jan Dhan account holders will get ₹500 per month for next three months to run their households and deal with the hardships caused by the nation-wide lockdown. As per data given by Govt of India, approximately 20.5 crores of women having Jan Dhan Accounts are going to be benefited of this scheme. This financial inclusion campaign was launched by the Prime Minister of India Narendra Modi on 28 August, 2014.
In recent report Mankali Bommayya Ambig, a fisherwoman from Karwar district of Karnataka says that Rs. 500 credited to her jandhan account under pmgareebkalyanyojana has helped her to survive during lockdown.
If you are planning to open an account under this scheme, you should be an ‘Indian national’ as well as from the “age group 18-59 years'
A minor of age more than 10 can also open account with guardian to manage it. Minors can also use RuPay Cards through which they can withdraw money from ATMs
Any form of identity proof that is duly authorised by gazetted officer (India) is applicable to open a Jan Dhan Yojana account; in the absence of any available documentation, banks are required to conduct through background checks of the applicant.
Here is the list of official documents that can be presented while creating an account-
• Indian Driving License
• Permanent Account Number (PAN) card
• Voter’s Identity Card (India)
• NREGA issued job card duly signed by an officer of the State
• A letter issued by the UIAI containing the name, address and Aadhar number
• Any other document as notified by the Central Government in consultation with the Regulator.
Reserve Bank of India (RBI), through its press release, has further clarified that those people who do not have any of the ‘officially valid documents’ can open ‘Small Accounts’ with banks.
A ‘Small Account' can be opened on the basis of a self-attested photograph and putting his/her signatures or thumb print in the presence of officials of the bank.
Such accounts have limitations regarding the aggregate credits (not more than Rupees one lakh in a year), aggregate withdrawals (nor more than Rupees ten thousand in a month) and balance in the accounts (not more than Rupees fifty thousand at any point of time). These accounts would be valid normally for a period of twelve months. Thereafter, such accounts would be allowed to continue for a further period of twelve more months, if the account-holder provides a document showing that he/she has applied for any of the Officially Valid Document, within 12 months of opening the small account.
Read More about the scheme- epfindia.gov.in